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Private Money Financing

At LamCap Partners, we offer private money financing to qualified investors looking to acquire residential and/or commercial properties in Mission, Viejo, Lake Forest, Irvine, and throughout California. These are business purpose loans, only.

By using money from private investors, we aren't bound by rigid banking guidelines and can offer you some of the most flexible loan terms in the industry depending on the deal, your investor profile, background, and experience. Other lenders take a one size fits all approach to making loans - but we don't. We carefully evaluate each and every deal and offer competitive terms when the deal makes sense. From Residential Fix and Flip, Rental Property, Refinance, or high-end Commercial, it's our job to get you the money to do the deal FAST.

We can structure loans in most states. Terms will vary from market to market but if you have a good deal and decent background, we can get your deal closed.

Here are a few things that you should know about our Private Money Financing Product:

  1. If your deal is good enough, we will cover 65% of the purchase price, rehab, and closing costs, points & interest.
  2. Our max loan amount is based on the after-repair value, not the current value or purchase price. If the numbers line up, we will fund it.

Here are some types of Hard Money deals that we can do:

  • Fix & Flips
  • Up to 30 Year fixed/no pre-payment
  • Bridge Loans
  • Small Commercial Loans
  • REO's / Short Sales
  • Stated Income
  • 1-4 Units Non-Owner
  • Stated Income
  • Purchase & Refinance
  • No Appraisal Loans

We wish we could approve all deals, but not all deals are approved.


So if you need private money financing on a residential or commercial property in Mission Viejo, Lake Forest, Irvine, or anywhere else in California, Call us today at 888-472-3330 to talk about your deal! Or you can email Steve Linton at slintin@lamcap.net. Please remember these are business purpose loans, only.