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Purchase

To purchase a home in California is a big deal and the last thing you want to worry about is missing your closing.

That’s why at LamCap Partners, we have the expertise to get the job done. We’re so confident that you’ll close on time, we put money on it — with our Guaranteed On-Time Closing program. If for any reason your Conventional, VA, or FHA loan doesn’t close on time and it’s our fault, we’ll pay you $1,000. No strings attached. Just a simple promise from us to you.

Conventional LoansMost Common Types Of Loans:

Adjustable Rate Mortgages: After the initial period your interest rate can change once a year.

What are the Down Payment Requirements?

For Purchase transactions, our investors require the home-buyer to put down at least 3.5% - 20% (V.A. as little as 0%) of the purchase price of the home. 


What types of property are eligible?

Most loan programs allow you to purchase single-family homes, warrantable condos, planned unit developments, and 1-4 family residences. The loan can also be used to finance a primary residence, second home, and investment property.

 

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