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Why do Rates vary from Lender to Lender?

Why do Rates vary from Lender to Lender?

When you start shopping around for a mortgage, you might be surprised to get a variety of interest rate quotes. Since your qualifications stay the same, it might seem like every lender would offer you the same rate. However, there are multiple factors tha

May 19, 2022 | Interest Rates

What is a Drive-By Appraisal?

What is a Drive-By Appraisal?

When buying your home, one of the important steps in the mortgage financing process is having an appraisal done. Having an appraiser determine the value of the property is essential to determining how much your lender is willing to lend you for the purcha

May 17, 2022 | Refinancing a Home

Home Equity Vs. Cash-Out Refinance Loans

Home Equity Vs. Cash-Out Refinance Loans

If you need a chunk of change for a home improvement project, paying for your student’s college tuition, consolidating your own debt, or even paying for medical bills, you may be able to pull that money out of your house. This can be done either through a

May 10, 2022 | Refinancing a Home

Should I Go with a 15-Year Fixed or 30-Year Fixed Loan?

Should I Go with a 15-Year Fixed or 30-Year Fixed Loan?

 In the past, most would probably go with a 30-year fixed-rate loan. With interest rates are so low at the moment, is it time to consider a 15-year loan instead? What are the differences, and which one is the best fit for you? What’s the Diff

Feb 17, 2021 |

Important Questions to Ask Your Mortgage Lender

Important Questions to Ask Your Mortgage Lender

As a mortgage lender, not only is it our job to provide excellent service and great rates, but it’s also our job to make sure you feel comfortable and informed as you take your initial steps towards buying a home. We know that this is a competitive busi

Feb 04, 2021 | Important Questions to Ask Your Mortgage Lender

Understanding Closing Costs

Understanding Closing Costs

Let’s face it, getting a mortgage is a tricky business. There are all different loan types, payment types, and many little details to keep in mind. One crucial aspect that tends to slip the mind of previous and new homeowners alike is closing costs. The

Jan 18, 2021 | closing costs

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