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Blog image: Some New Year's Resolutions to Help You Buy Your First Home

Some New Year's Resolutions to Help You Buy Your First Home

It felt like it was never possible at times, but guys, 2020 is finally over! Huzzah! With COVID-19 vaccines on the horizon, there is officially some light at the end of what has been a long, dark tunnel. It’s time to make the present a pleasant experience, and that might perhaps start with beginning the journey to becoming a first-time homebuyer! We’ve listed some resolutions to add to your new year’s list below. Save for Your Down Payment When it comes to buying a home, it’s all about saving money. No matter the loan you end up getting, a down payment is n...

January 5th, 2021 | buying first home, Some New Year's Resolutions to Help You Buy Your First Home

Blog Image: What to Consider Before Buying a Vacation Home

What to Consider Before Buying a Vacation Home

Buying a vacation home can be a great investment, whether or not you choose to live in it or even rent it out. However, as you probably already know, buying a home is a big deal. Things like your finances and your lifestyle need to be squared away before pulling the trigger, so how are you supposed to know if you’re ready to buy a vacation home? Read on as our team at LamCap Partners walks you through a few things to be aware of. First, Can You Afford It? This should definitely be your top concern before even considering the idea. If you have purchased a home before, it’s hig...

December 17th, 2020 | buying vacation home, vacation home tips, What to Consider Before Buying a Vacation Home

Blog image: Helpful Home-Buying Lingo

Helpful Home-Buying Lingo

The homebuying world is full of complicated words, confusing terms, and acronyms. If you have never bought a home before, all these words and acronyms can be a little overwhelming and very confusing. While there are more terms than what we’ve included, our team at LamCap Partners explains some frequently used terms in the home-buying world below. PMI (Personal Mortgage Insurance) Personal mortgage insurance is a type of insurance that you may be required to purchase if you have a conventional loan. It is usually required when your down payment is less than 20% of the purchas...

December 1st, 2020 | home buying, home buying lingo, loan lingo, Helpful Home-Buying Lingo

Blog image: The Benefits of FHA Loans

The Benefits of FHA Loans

Since its creation in 1934, the U.S. Federal Housing Administration (FHA) has insured over 47.5 million mortgages. These FHA loans are backed by – not supplied by – the government, so it makes choosing your lender an important decision. LamCap Partners can always assist in lending an FHA loan, but for now, let’s focus on why taking out an FHA loan is a great idea for many future homeowners. Low Down Payment This is one of the biggest perks of receiving an FHA loan. FHA loans only require a 3.5% down payment (as opposed to 5 to 20% down for conventional loa...

November 2nd, 2020 | FHA loans, FHA loan benefits, The Benefits of FHA Loans

Blog image: 4 Home Projects to Take Care of this Fall (You will thank yourself when they are done!)

4 Home Projects to Take Care of this Fall (You will thank yourself when they are done!)

We’ve all heard of spring cleaning, but that doesn’t mean you have to only clean in the spring! The fall weather brings a feeling of refreshment in the air, so what better time is there to freshen up your property than in the fall? Don’t know where to start, though? Read on as our team at LamCap Partners offers some suggestions on projects to take care of this fall season. Make Sure Your Insulation is In-Tact Temperatures start getting a little cooler in October and November. Making a point to check on your insulation -- especially weatherstripping around your doors...

October 22nd, 2020 4 Home Projects to Take Care of this Fall (You will thank yourself when they are done!)

Blog image: What to Expect When Buying a Home During the Pandemic

What to Expect When Buying a Home During the Pandemic

Everything looks so different these days. Many jobs and schools have gone virtual and wearing masks is the norm. With today’s health climate being as dire as it is, is there any way to buy a house during the pandemic? It may come as a surprise, but yes. The housing market is booming right now! So, if you’re in need of a home and a good place to shelter-in-place, our team at LamCap Partners talks through a few things that you should expect when buying a house this year: ### Virtual Tours Due to social distancing precautions, a lot of realtors and buyers alike aren’t ...

October 19th, 2020 What to Expect When Buying a Home During the Pandemic

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